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WANT ME TO FIND YOU UP TO $30,000 IN SCHOLARSHIP OPPORTUNITIES!? --> https://calendly.com/moneyandmentalpeace
Facebook --> Christian College Girl Community - Scholarships & Graduate Debt-Free - https://www.facebook.com/groups/734349047530666
Connect --> info@moneyandmentalpeace.com
Instagram --> @moneyandmentalpeace - https://www.instagram.com/moneyandmentalpeace/
𝑺𝒐, 𝒉𝒐𝒘 𝒅𝒐 𝑰 𝒉𝒆𝒍𝒑 𝒚𝒐𝒖 𝒈𝒆𝒕 𝒔𝒄𝒉𝒐𝒍𝒂𝒓𝒔𝒉𝒊𝒑𝒔 𝒂𝒏𝒅 𝒑𝒂𝒚 𝒇𝒐𝒓 𝒄𝒐𝒍𝒍𝒆𝒈𝒆 𝒘𝒊𝒕𝒉𝒐𝒖𝒕 𝒔𝒕𝒖𝒅𝒆𝒏𝒕 𝒍𝒐𝒂𝒏𝒔? 👇
This podcast dives into the real-world journey of pursuing a debt-free degree—whether you’re in high school exploring dual enrollment and college scholarships, or a graduate student seeking out scholarships for women, STEM scholarships, or funding strategies for advanced degrees. We cover everything from using the net price calculator and tools like MyIntuition to understand true college costs, to applying for college grants such as the Pell Grant through the FAFSA.
Listeners will also find budgeting tips and strategies inspired by Dave Ramsey, including insights from Financial Peace University, Ramsey Solutions, and the EveryDollar app. We’ll explore practical ways to save money, build a college fund through a 529 plan, and weigh options like college student loans, the Parent PLUS Loan, federal student loans, or even private student loans. Along the way, we share proven approaches to scholarship strategy and highlight scholarship search engines like ScholarshipOwl and Scholarships360 that can simplify the hunt.
Episodes

Saturday Oct 18, 2025
430 - Check Out These 3 Halloween Scholarships Worth $5000! (Best-Of Episode)
Saturday Oct 18, 2025
Saturday Oct 18, 2025
You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? All 3 are as primed and ready for you as a pumpkin is ready to be carved!
Plan a Scholarship Strategy Session with me at - https://calendly.com/moneyandmentalpeace
Scholarships mentioned in this episode:
https://www.abfse.org/html/scholarships.html
https://bold.org/scholarships/pumpkin-spice-fan-scholarship/
Related Episodes:
- 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You)
- EP 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
- 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget
Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity
Instagram → @moneyandmentalpeace
YouTube → Kara's Quest
Email → info@moneyandmentalpeace.com
**Get scholarships and pay for college without student loans!**
Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?
Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!
Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)
During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.
But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.
... and I’m here to walk you through this, too.
If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!
So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Saturday Oct 11, 2025
429 - Try These 2 Halloween Scholarships Worth $12,000! (Best-Of Episode)
Saturday Oct 11, 2025
Saturday Oct 11, 2025
You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? Plus, I dish on a couple of my favorite costumes from back when I was a kiddo,
Scholarships mentioned:
https://www.gallerycollection.com/greeting-cards-scholarship.htm
https://www.aactcandy.org/awards-scholarships/john-kitt-memorial-scholarship/
Related Episodes:
- 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You)
- EP 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
- 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget
Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity
Instagram → @moneyandmentalpeace
YouTube → Kara's Quest
Email → info@moneyandmentalpeace.com
**Get scholarships and pay for college without student loans!**
Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?
Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!
Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)
During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.
But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.
... and I’m here to walk you through this, too.
If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!
So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Wednesday Oct 08, 2025
428 - "I don't have good credit, can I still get a scholarship?" - ANSWERS INSIDE!
Wednesday Oct 08, 2025
Wednesday Oct 08, 2025
Do you worry your low credit disqualifies you from scholarships? In this episode, I dive into whether credit even matters for most scholarships, share case examples, and walk you through smarter strategies to fund your education — even if your credit isn’t perfect. In fact, you might be surprised that having a credit score in general isn't all it's cracked up to be!
Let’s get it! 💪
Plan a Scholarship Strategy Session with me at calendly.com/moneyandmentalpeace
Related Episodes:
- 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
- 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You!)
- 362 - I Found Her $24,000 in Scholarships for College, Who’s Next!?
Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity
Instagram → @moneyandmentalpeace
YouTube → Kara's Quest
Email → info@moneyandmentalpeace.com
Get scholarships and pay for college without student loans!
~~~
More about this episode:
In this episode, Kara explains how most scholarships are based on academics, community service, financial need, or your story — not your credit score. You’ll learn there's a difference between scholarships and student loans, and why scholarship eligibility is rarely affected by credit history.
We’ll also cover practical ways to find scholarships without a credit check, how to separate financial aid from loan funding, and the best strategies for students with low credit to still get college funding. Whether you’re rebuilding your finances, paying down debt, or just starting college, this episode will help you move toward financial freedom through grants and scholarships — no credit required!
👉 Listen in to learn:
-
How your credit score impacts scholarships (and how it doesn’t)
-
Tips for finding scholarships with no credit requirements
-
The difference between student loans vs scholarships
-
Where to search for alternative funding for college even with bad credit
Enjoy!

Friday Oct 03, 2025
427 - I Found Her $16,489 in Scholarship Opportunities & You Could Be Next!
Friday Oct 03, 2025
Friday Oct 03, 2025
I personally found my client over $16,489 worth of scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) We’ll highlight opportunities like a Disney scholarship, a unique award for book lovers, and even a fun option connected to ice cream! Along the way, we’ll talk about how to make college more affordable while still supporting your academic success! Also...
What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you?
This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to search for scholarships like nobody's business!
That's why I created the FREE (yes, free!) Scholarship Strategy Session, where I learn about your plans for school, and we make a plan on scholarships I’ll find for you to apply for. I want to get you the most $ possible so you can have the most stress-free, and potentially debt-free, college experience.
Then after this free zoom call, you can choose whether you'd like to hire me. HEAD TO… calendly.com/moneyandmentalpeace and go check it out today!
LET'S GOOOOOOOOOOOOOO!!!
Grab your cold brew and TI-89, because class is now in session!
Related Episodes:
78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week
211 - Earn This $1989 Scholarship if You Love Taylor Swift! on Apple Podcasts
222 - How to Apply for a Scholarship in 5 Easy Steps
P.S. Join me on...
Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook
Instagram --> @moneyandmentalpeace
Email --> info@moneyandmentalpeace.com
**Get Scholarships and Pay for College Without Student Loans**
Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?
Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!
Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)
During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.
But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.
... and I’m here to walk you through this, too.
If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!
So grab your cold brew and TI-89 and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Saturday Sep 27, 2025
426 - I Found Her $18,000 in College Scholarships, Are You Next?!
Saturday Sep 27, 2025
Saturday Sep 27, 2025
Hear a live conversation with my client, who I ended up finding 16 scholarships worth potentially $18,000 for college! Ever wanna work with me, too?
Imagine walking away with $10,000 worth of scholarship opportunities that are PERSONALLY chosen for you! HEAD TO… calendly.com/moneyandmentalpeace and plan a time for us to talk scholarships!
LET’S GOOOOOOOOOOOOOO!!!
Related Episodes:
172 - 3 Ways to Search and Find the Scholarships Specific To You
158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...
Facebook --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook
Instagram --> @moneyandmentalpeace)
Email --> info@moneyandmentalpeace.com
----------
Get scholarships and pay for college without student loans!
Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?
Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!
Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)
During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.
But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.
... and I’m here to walk you through this, too.
If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!
So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Saturday Sep 20, 2025
425 - Jon Paid Off $56,696 in Student Loans — While In Recovery! - Part 1
Saturday Sep 20, 2025
Saturday Sep 20, 2025
🎙️ In this powerful episode, I sit down with Jon — a youth pastor and financial coach — who shares his journey of paying off $56,696 in student loans! He opens up about the highs and lows of his financial freedom story and the tools that helped him succeed.
But this conversation goes deeper than money. Jon also talks honestly about his battle with pornography addiction, his path to recovery, and how faith, accountability, and purpose gave him the strength to change.
Whether you’re fighting debt, struggling with addiction, or just looking for encouragement on your own journey, Jon’s story will inspire you that freedom is possible — both financially and personally.
Related Episodes:
78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week
172 - 3 Ways to Search and Find the Scholarships Specific To You
158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...
P.S. Join me on...
Facebook --> Christian College Girl Community
Instagram --> @moneyandmentalpeace
Email --> info@moneyandmentalpeace.com
Get scholarships and pay for college without student loans!
Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?
Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!
Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)
During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.
But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.
... and I’m here to walk you through this, too.
If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!
So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.
✨ Topics related to this episode:
- A candid look at recovery ministry and faith-based approaches to addiction recovery—including support for porn addiction, pornography addiction, and porn recovery for Christians through addiction counseling and addiction treatment.
- Encouragement for anyone seeking a path to Christian recovery, blending spiritual hope with practical next steps for lasting change.
- Practical strategies to pay off student loans and pay off debt, plus answers to common questions like “How do I pay off student loans?” and how to pay off student debt quickly.
- Insights from a Ramsey Preferred Coach with financial coach master training, showing how tools like Financial Peace University (FPU) can support your journey to debt freedom, financial freedom, and living out the financial peace lifestyle.

Thursday Sep 11, 2025
424 - 🍎Autumn Apple Scholarship -- $2000 for a Fall Favorite!
Thursday Sep 11, 2025
Thursday Sep 11, 2025
Looking for a fun, seasonal way to add $2,000 toward college? This episode highlights the CollegeXpress Autumn Apple Choice Award—a simple, seasonal scholarship that only requires you to answer one fall-flavored question: “Which classic apple treat is a must-have this fall season?” You must be 13 years or older and a U.S. resident to apply by September 30.
Whether you’re searching for fall-themed scholarships, easy no-essay opportunities, or just want to know more about the unique autumn scholarship options in 2025, this award is a great place to start. CollegeXpress makes it simple, and it’s one of those quick scholarships that could give your budget a real boost this semester.
Enjoy!!
Scholarship mentioned in this episode: Autumn Apple Choice Award
Facebook Group → Christian College Girl Community
Related Episodes:
423 - 3 Ways I Saved $10,000 & Managed My Money While Going to School Full-Time
421 - Chaos! Stress! 3 Tips to Start the New Semester Off Right
350 - 3 Ways to Maintain Your Faith While Balancing a Busy Schedule in a New Semester
Connect with me on…
Instagram → @moneyandmentalpeace
Facebook → Christian College Girl Community
Email --> info@moneyandmentalpeace.com
YouTube → Kara’s Quest
*******************************
Get scholarships and pay for college without student loans!
Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?
Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!
Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)
During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.
But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.
... and I’m here to walk you through this, too.
If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!
So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Saturday Sep 06, 2025
Saturday Sep 06, 2025
**Get scholarships and pay for college without student loans!**
Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?
Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!
Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)
During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.
But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.
... and I’m here to walk you through this, too.
If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!
So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Wednesday Sep 03, 2025
422 - How I Got FREE Textbooks For College, and You Can Too!
Wednesday Sep 03, 2025
Wednesday Sep 03, 2025
Are textbook prices stacking up and you wish you could forget the expense altogether? Is it truly possible? YES! Because I did, and I'll be telling you how, along with finding cheap textbooks to rent.
You don't want to miss the awesome steps and tricks that I lay out. Grab your cold brew and TI-89, because class is now in session.
I can also personally help you!! I guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I can at least provide the opportunities.
Interested? --> calendly.com/moneyandmentalpeace
Related Episodes:
78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week on Apple Podcasts
92 - My Cousin Earned $55,000 in Scholarships from 4 Recycled Essays!! on Apple Podcasts
100 - Apply for This $1000 EASY, NO ESSAY Scholarship Around Your Hectic Schedule on Apple Podcasts
P.S. Join me on...
Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook
Instagram --> @moneyandmentalpeace
Email --> info@moneyandmentalpeace.com

Saturday Aug 30, 2025
421 - Chaos! 😫 Stress! 3 Tips to Start the New Semester Off Right!
Saturday Aug 30, 2025
Saturday Aug 30, 2025
Starting a new semester can feel overwhelming — new classes, new routines, and new expectations all piling up at once. If you’ve ever felt that knot in your stomach before the first week even begins, you’re not alone! In this episode, I’ll share three simple but powerful ways to manage stress and start the semester with more confidence and peace of mind.
Whether you’re a student, parent, or just someone who remembers those first-day jitters, this episode is packed with encouragement and practical takeaways to help you handle the chaos with less stress and more clarity.
Related Episodes:
159 - Lonely in college? How to find a legit friend group and ANCHOR of community!!
YouTube → Kara’s Quest
Facebook → Christian College Girl Community
Instagram → @moneyandmentalpeace
Email --> info@moneyandmentalpeace.com
*****************************************************
Get scholarships and pay for college without student loans!
Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?
Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!
Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)
During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.
But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.
... and I’m here to walk you through this, too.
If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!
So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.
___________________________
Topics related to this episode: In this podcast, we dive into the real struggles that come with starting a new semester — from managing college stress and back-to-school anxiety to finding practical ways to balance life and classes. Student mental health, handling the first week of school, and preparing for a successful semester without feeling overwhelmed are all hot topics that college students face. Some also wonder how Christians can approach stress and anxiety, what it looks like to stay close to God when life feels too busy, and the challenges of trying to read your Bible when everything feels chaotic. If you’ve ever wondered, “Can Christians have anxiety or stress, and handle it well?” or found yourself feeling like a sad Christian in the middle of a hectic schedule, this conversation is for you.